dua@dua.co.uk 020 8421 3555

Triple Lock on Landlords

28 Nov

Triple Lock on Landlords

If you’re a landlord coping with the 3% boost on SDLT, the loss of W&T allowance and the transitional 20% cap on BLT interest expense, there’s no time like the present to reflect on the past and think about your future – your financial future, that is.

In spite of the punitive changes for landlords over the last few budgets, investment property still remains a lucrative strategy for investors. However, it is now more important than ever to plan effectively and proactively to structure your investments. Review your intentions regarding investments, consider how you’re going to structure your finances, note any CGT or IHT you may be liable for as part of your exit strategy and think about the implications of lending. These steps could potentially mitigate the financial strain of potentially burdensome taxes and also minimize risk of investment while maximizing returns.

In addition, landlords operating residential property investment through companies should note that if your property was worth over £500k by 05/04/2017 or when brought after this date, you must file an ATED return with HMRC by 30 April 2018 for the 2018-19 tax year.

Letting the property out to third party tenants? You can apply for relief. However, if your property is occupied by a connected person, the ATED becomes due. It’s important to remember that ATED is a very punitive tax, and penalties for non-compliance are severe.

Dua & Co are experts at advising you a bespoke solution to structure your investments efficiently from both a commercial and wealth maximization strategy viewpoint. We understand your objectives and work with you to build up your property portfolio. We’ve even partnered with the State Bank of India (UK) to host a property event exploring everything from buy-to-let funding to structuring property investments. We are dedicated to assisting you with each aspect of your finances and offering you bespoke advice that is thorough and insightful.

Related Blogs

Dua & Co’s Guide to Your Property Investment Options

When it comes to investing in property, many people aren’t

read more

Updates on Making Tax Digital

This year, HMRC began the introduction

read more

How Dua & Co. Improve Your Business Processes

Making sure that your business processes

read more

Improving the Performance of Your Care Home Business

We’ve discussed before here at Dua & Co the many ways

read more

Follow us on: 


Dua & Co (Watford)

1st Floor, 5 Century Court, Tolpits Lane, Watford, WD18 9PX

+44 (0)20 8421 3555

Dua & Co (City)

12 Hay Hill, Mayfair, London, W1J 8NR

+44 (0)20 3356 9706

get in touch

yesBy checking this box, you agree to receive Dua & Co updates and offers via email. All subscribers must be over the age of 16. Recurring automated marketing messages will be sent to the email address provided. You can unsubscribe at any time.View Terms of Use and Privacy Policy.

All material on this site is used by permission. We may use cookies on this site. See our cookie policy here

Registered to carry on audit work in the UK and Ireland; regulated for a range of investment business activities; and licensed to carry out the reserved legal activity of non-contentious probate in England and Wales by the Institute of Chartered Accountants in England and Wales.

Read the Dua & Co Blog here

Provision of services regulations disclosure here

© Dua & Co 2018

Dua & Co. Limited trading as Dua & Co Chartered Accountants.

Dua & Co Limited is registered in England & Wales.


As a business, we have been clear in our commitment to Diversity and Inclusiveness. An important part of this is understanding the 'mix' of our people and measuring progress towards the goals that we have set ourselves. We can share our approach to employee monitoring, together with some statistics showing the make-up of our business. Click here to view the results of our annual probate diversity survey